The Importance
of Having a Current Last Will & Testament
If you die without a Will , the property in your name in most instances will be distributed among your family members, but perhaps not exactly the way you prefer. A Will insures that your wishes will be carried out after your death. It does not increase after death taxes or cots. In the long run, it may reduce them. A Will lists the names of the maker, his or her legal residence, and a statement by the maker that he or she is knowingly making the Will. The Will usually provides for the payment of all debts including burial expenses and taxes. The balance of the assets is then distributed according to the personal wishes of the person making the Will.

Here is something to consider: If your children are under 18 years old at the time of your death, a court appointed guardian will be required to manage your child's share. Although the court will probably appoint your spouse as guardian, a bond may have to be posted. Payment of the bond premiums will costs money. Then, if any money has to be used to pay for your child's education, clothing or living cots, prior approval of the court is necessary...

Lead Poison Lobbying
In December, thirty Sanders, Sanders, Block & Woycik clients and their children spent the day at City Hall, lobbying members of the City Council. About 80,000 infants and toddlers under the age of 6 in this city have elevated lead levels in their blood which can cause stunted growth, learning disabilities, retardation and even death...

Selecting The Right Automobile Insurance
Managed health care and underinsurance are the two key factors which you must be aware of in making your selection of automobile insurance in New York State...

Understanding the Serious Injury Threshold
In order to bring a lawsuit for an injury sustained in an automobile accident, the law requires that you must sustain a "serious injury." This is defined as an injury which results in any one of the following...

Buying Your Own Home: The Need for an Attorney's Counsel & Advice
The great American dream is still to own your own home. This, however, is one of the largest and most important purchases in your life. After you find the house that you want to buy, you will be asked to sign a binder. Be sure that any binder that you sign contains the word, "subject to attorneys approval." Without this phrase, the binder can be a legal contract and make you responsible to purchase the home when you are not truly prepared to do so...

-----------------------------------------------------------------------------

INSIGHTS ON THE LAW
INSIGHTS is published for clients and friends of the law firm of Sanders, Sanders, Block, Woycik, Viener & Grossman, P.C. Information contained in this publication is not intended to fully interpret current law, and should not be viewed as a substitute for legal consultation in that laws change from time to time and may be affected by specific circumstances. We welcome questions or comments regarding any information contained within these pages.

IN CASE OF INJURY
When your friends, family members, or fellow workers get injured, they may need an attorney. We've helped thousands of people obtain compensation for their injuries.

Our toll free telephone number is 1-800-526-6670. Please give it to someone who might need our services.

INFORMACION SOBRE LA LEY
Esta publicacion es para clientes y amigos de la firma legal de Sanders, Sanders, Block, Woycik, Viener & Grossman, P.C. Informacion contenida en esta publicacion no esta hecha para interpretar la ley actual y no debe ser vista como una substitucion de consultacion legal ya que la leyes cambian de tiempo en tiempo y pueden ser afectadas por circumstancias especificas.

EN CASO DE UNA LESION
Cuando sus amigos, miembros de la familia o compañeros de trabajo son lesionados, ellos pueden necesitar un abogado. Nosotros hemos ayudado a miles de personas en obtener compensacion por sus lesiones.

Nuestro numero de llamadas gratis es el 1-800-526-6670. Por favor darselo a alguien quien pueda necesitar de nuestros servicios.

Traducciones de este articulo en Español estan disponibles. Si a usted le gustaria una copia por favor llamar a Jeannette Chavez de esta oficina.